To manage and control the credit portfolio of the company, ensuring financial risk is minimized while supporting commercial growth. This role acts as a strategic partner to the business, providing financial insights and governance to drive sustainable performance.
. Credit Portfolio Management
- Maintain and manage the customer credit portfolio and master data, ensuring all legal documentation is accurate and up to date.
- Evaluate credit eligibility of new and existing customers, providing detailed analysis and justification for credit approvals.
- Monitor Bank guarantees and other financial instruments to control customer credit risk.
- Review and adjust credit limits and payment terms in alignment with company policy and prevailing market conditions.
- Define KPI’s and implement adequate measurements Ensuring the execution and optimization of Credit policy within the Commercial business, in accordance with the corporate guidelines.
2 Financial Reporting and Month-End Closing
- Complete month-end closing procedures, including documentation reviews and reconciliations.
- Maintain monthly reporting systems for debtor age analysis and prepare customer statements of account.
- Reconcile trade disputes and collaborate with receivables teams to support business activities. Provide receivables and cash flow projections to aid strategic planning.
1. Credit Portfolio Management
- Maintain and manage the customer credit portfolio and master data, ensuring all legal documentation is accurate and up to date.
- Evaluate credit eligibility of new and existing customers, providing detailed analysis and justification for credit approvals.
- Monitor Bank guarantees and other financial instruments to control customer credit risk.
- Review and adjust credit limits and payment terms in alignment with company policy and prevailing market conditions.
- Define KPI’s and implement adequate measurements Ensuring the execution and optimization of Credit policy within the Commercial business, in accordance with the corporate guidelines.
2 Financial Reporting and Month-End Closing
- Complete month-end closing procedures, including documentation reviews and reconciliations.
- Maintain monthly reporting systems for debtor age analysis and prepare customer statements of account.
- Reconcile trade disputes and collaborate with receivables teams to support business activities. Provide receivables and cash flow projections to aid strategic planning.
3. Performance Analysis and Forecasting
- Prepare credit performance reports and analyze historical data to forecast customer financial behavior. Deliver business intelligence insights to mitigate risks and identify growth opportunities.
4. Compliance and Governance
- Ensure compliance with IFRS/Company standards for ageing and bad debt provisions.
- Collaborate with legal teams on debt recovery initiatives and develop new control policies to enhance operational efficiency and governance.
5. Stakeholder Engagement
- Confirm and perform credit release with supply chain customer service.
- Manage customer dispute with the sales managers.
- Build and maintain strong relationships with banking partners and internal stakeholders.
- Support other commercial business activities as required.
FD, Financial Reporting Manager, Sales Managers, Depot and Warehouse Managers etc
爱上菲仕兰的理由？
有使命感的工作：
我们秉持“自然滋养”的使命-把更优质的营养带给全球亿万消费者，同时陪伴我们的奶农和社会共创可持续的未来。
合作共赢的基因：
在这里，我们跨越地域并肩前行，彼此尊重、彼此成就，把努力汇聚成真正被看见、被分享的成果。
真实可感的影响力：
被信任去尝试、被鼓励去突破，让卓越成为你自己的节奏。
一起成长，彼此点燃：
我们持续投入培训与学习资源，赋能你的每一次成长，你的进阶也同时推动菲仕兰功成乳此。